Protect Your Practice With Affordable E&O Coverage
Group Sponsored, Discounted Errors & Omissions Insurance—built for independent agents and agencies associated with the Agent Benefits Program.
(Based on Level A monthly pricing: $167.06 down + $24.25/month)
View Coverage Levels & Pricing
Instant Proof of Coverage
Apply in 5 Minutes or Less
No Shared Policy Aggregate
Your coverage limits are yours alone — never shared with other agents.
Low Deductible
$0 on Affiliated Products
Meet Your Financial Needs
Flexible to Monthly, Quarterly, or
Annual Payments
E&O Insurance For
Newly
Licensed Agents
For agents licensed less
than 24 months
E&O Insurance For
Experienced
Licensed Agents
For agents licensed 24 months
or more
Why do I need Errors &
Omissions Insurance
Why do I need Errors & Omissions Insurance?
Errors & Omissions (E&O) Insurance protects you from claims arising from mistakes, oversights, or misunderstandings that may occur while selling or servicing insurance products. It shields your business from costly legal fees and settlements, helping you stay compliant with carrier and state requirements.
What does this E&O
program cover?
What does this E&O
program cover?
This program provides protection for the sale and servicing of Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded coverage for mutual funds and variable products is available under higher coverage levels.
Not ready to apply or renew yet?
Sign up for a free E&O reminder and we’ll notify you
on your selected date.
Frequently Asked Questions
What does this E&O program cover?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Is there a shared policy aggregate?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
How long does coverage last?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Are defense costs included?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Are class action lawsuits covered?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Do I have to pay the full premium upfront?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Is there a deductible?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
Is agency E&O available?
Coverage includes Life, Health, Disability, Medicare, Final Expense, Long‑Term Care, and Fixed or Indexed Annuities. Expanded options for mutual funds and variable products are available under higher coverage levels.
3 Easy Steps to Get Covered
Choose Your
Coverage Level
Review our coverage options to find the protection that fits your business. Levels include core coverage for Life, Health, Medicare, LTC, Disability, Final Expense, and Fixed/Indexed Annuities.
Apply Online
in Minutes
Complete a fast, streamlined application and select monthly, quarterly, or annual payments. Most agents finish in under five minutes and receive instant approval.
Access Your E&O Certificate Immediately
Certificates of Insurance are available to print after enrolling in coverage.
E&O Insurance For
Newly
Licensed Agents
For agents licensed less
than 24 months
E&O Insurance For
Experienced
Licensed Agents
For agents licensed 24 months
or more
Not ready to apply or renew yet?
Sign up for a free E&O reminder and we’ll notify you
on your selected date.
Not ready to apply
or renew yet?
Sign up for a free E&O reminder and
we’ll notify you on your selected date.
