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Best Practices for Agents to Reduce E&O Exposure in ACA OEP
Best Practices for Agents to Reduce E&O Exposure in ACA OEP ACA Open Enrollment is one of the busiest times for health insurance agents and mistakes can happen no matter how long you’ve been in the industry. That’s where the Agent Benefits Program (ABP) comes in....
The Real Cost of Skipping E&O Insurance During AEP
The Real Cost of Skipping E&O Insurance During AEP Thinking about skipping Errors & Omissions (E&O) insurance this AEP? It might seem like a way to save money—but the risks can be far more expensive. At Agent Benefits Program (ABP), we help agents protect...
Avoiding Compliance Pitfalls That Lead to E&O Claims
Avoiding Compliance Pitfalls That Lead to E&O Claims Compliance mistakes can cost you more than just time—they can lead to expensive errors and omissions (E&O) claims. The good news? You don’t have to navigate this alone. At Agent Benefits Program (ABP), we...
Why September Is Prime Time for Medicare Client Policy Reviews
Medicare Client Reviews in September September is a great time to schedule Medicare client policy reviews. With the Annual Enrollment Period (AEP) just around the corner, this month gives insurance agents a chance to connect with clients, talk through coverage...
Prepping Your Pipeline: Lead Generation Tips for Life Insurance Awareness Month
Lead Generation Tips for Life Insurance Awareness Month Lead generation tips can transform your sales results during Life Insurance Awareness Month (LIAM). This is the perfect time to sharpen your lead generation strategies, attract high-quality leads, and connect...
E&O Insurance for Agents: Why It Matters and What to Do If You’re Sued
E&O Insurance for Agents: Why It Matters and What to Do If You’re Sued Having E&O insurance for agents isn’t just a checkbox; it’s your career’s safety net. If a client files a negligence claim, your license, your finances, and your reputation could be on the...
A Guide to Buying Professional Liability Insurance as an Agent
What to Look for When Buying Professional Liability Insurance As an insurance agent, you protect your clients from financial risk every day, but what about protecting yourself? When it comes to buying professional liability insurance, it’s easy to get overwhelmed by...
Top Risks Insurance Agents Face (and How to Mitigate Them)
Top Risks Insurance Agents Face (and How to Minimize Them) Insurance agents operate in a dynamic and high-stakes environment, where even a small oversight can lead to significant consequences. From client disputes to regulatory changes, understanding the top risks...
Insurance Agent Negligence and Misrepresentation: What You Need to Know
Insurance Agent Negligence and Misrepresentation: Minimize Risk and Protect Your Business Insurance agent negligence and misrepresentation can expose your business to lawsuits, regulatory penalties, and reputational damage. Even experienced agents face risks when a...
E&O vs Professional Liability: What’s the Difference?
E&O Insurance vs Professional Liability: How They Protect Your Agency Understanding insurance terms is critical when you’re protecting your agency. E&O insurance vs professional liability insurance — they sound similar, but they cover slightly different risks....
Identity Protection Services for Insurance Agents
Why E&O Insurance Is a Must for Insurance Agents E&O insurance for insurance agents is one of the most important tools for protecting your business. Mistakes can happen — even when you’re great at what you do. If a client claims you gave bad advice or missed...
Identity Protection Services for Insurance Agents
Identity theft isn’t just a consumer issue—it’s a real threat to insurance agents. Every day, cybercriminals target professionals who handle sensitive client data. One wrong click can expose personal information, damage your reputation, and cost you time and money....
Cost-Effective Health Insurance for Independent Agents
As an independent insurance agent, you know how important coverage is—for your clients and yourself. But when it comes to cost-effective health insurance, things can get tricky. Unlike agents working under a company umbrella, independents have to find and fund their...
Essential Identity Theft Protection for Agents
As an insurance agent, you handle sensitive client data daily—but have you considered your own security? Identity theft protection for agents is crucial, as cybercriminals often target professionals with access to financial and personal information. This guide...
Permanent Life Insurance with Living Benefits: A Guide for Agents
As an independent insurance agent, you spend your time helping clients secure their futures—but have you done the same for yourself? While you may be well-versed in the types of life insurance you sell, choosing the right life insurance with living benefits for...
How Agents Can Access Affordable E&O Insurance Through Exclusive Programs
Errors & Omissions (E&O) insurance is a must-have for insurance agents—but cost should never mean sacrificing coverage. Fortunately, some insurance programs offer exclusive discounts on E&O insurance for qualifying agents. These programs are designed to...
Asset Protection for Agents: Essential Strategies to Safeguard Your Business
As an insurance agent, your business thrives on helping clients secure their financial future—but have you taken the necessary steps to protect your own assets? Asset protection for agents is more than just purchasing insurance; it’s about implementing risk management...
Maximize Your Protection: The Agent Benefits Program’s Enhanced E&O Insurance for Insurance Agents
As an insurance agent or financial professional, protecting your business is just as important as protecting your clients. Mistakes happen, and even a small oversight can lead to costly legal claims. That is where errors & omissions (E&O) insurance comes in....
Prioritizing Mental Health for Insurance Agents: Why It Matters and How to Maintain It
As an insurance agent, your job is demanding, requiring long hours, high levels of communication, and constant adaptation to new challenges. However, in the midst of meeting client expectations and handling insurance policies, mental health often takes a backseat....
Maximizing Your Potential: Why Independent Agent Benefit Programs Are Essential
Being an independent insurance agent or advisor comes with incredible freedom and flexibility. You have the ability to choose your clients, manage your schedule, and build a business that aligns with your values and goals. But your success depends on having the right...
Insurance Agent License Renewal Tips 2025: What You Need to Do
Staying licensed is crucial for maintaining your career momentum as an insurance agent. It ensures that you remain compliant with industry standards, meet the requirements of insurance companies, and can continue to provide valuable services to your clients without...
Navigating E&O Insurance Trends in 2025 for Independent Insurance Agents
As an independent insurance agent, you play a critical role in helping clients safeguard their futures. But while you are busy protecting others, are you doing enough the protect yourself? Errors and Omissions (E&O) insurance is your safety net, and staying...
Strategies for The New Year: Building Stronger Client Relationships Post-AEP
The Annual Enrollment Period (AEP) is one of the busiest and most critical times of the year for insurance agents. With countless clients making important decisions about their healthcare plans, AEP often feels like a whirlwind of transactions. But what happens after...
The Importance of Independent Agent E&O Coverage in 2025
The insurance industry in 2025 presents unique challenges and growing risks for independent insurance agents. With the increasing complexity of insurance products and ever-changing regulations, the potential for mistakes or misunderstandings has never been higher....
January is Get Organized Month: Insurance Agent Organization Tips for a Successful Year
January marks the start of a fresh year, and it is the perfect time for insurance agents to embrace "Get Organized Month." Organization is not just about cleaning your desk; it is about laying the groundwork for a productive and profitable year. By following these...